PURCHASE
OFFERS
Cash Purchase Offer
Our Cash Purchase Offer is a type of real estate home buying transaction in which a buyer purchases the property with all cash. Our Cash Purchase Offers tend to be lower, since it provides the seller with a fast and reliable transaction.
This offer can be attractive to sellers who are looking to prioritize speed and simplicity over the highest possible sale price. Selling situations that may be great for cash offers include:
​
Urgent Need for Quick Sale:
If a seller needs to sell their property quickly due to financial constraints, impending foreclosure, or other urgent situations, a lower cash offer could be appealing. The speed of the transaction can help the seller address their immediate needs without delay.
​
Property Requires Repairs:
If the property is in need of significant repairs or updates, it might be challenging to attract traditional buyers who are looking for move-in ready homes. A cash buyer willing to take on the repairs themselves might present a more attractive option, even if the offer is lower.
​
Market Uncertainty:
In an uncertain real estate market, a seller might prioritize a guaranteed cash offer over waiting for potentially higher offers that might not materialize. Cash offers provide a level of certainty and can eliminate the uncertainty associated with fluctuating market conditions.
​
Installment Purchase Offer
Our Installment Purchase Offer is a type of real estate home buying transaction in which a buyer makes installment payments directly to the seller over a set period of time. This type of transaction eliminates the need for obtaining external financing or a mortgage.
This offer can be attractive to sellers who are looking for more flexibility in the sale of the property they own free & clear. Selling situations that may be great for Installment Purchase Offers include:
​
Urgent Need for Quick Sale:
Installment transactions usually close faster than traditional sales involving loans, inspections, and appraisals. This can be particularly beneficial if the seller needs to sell the property quickly, such as to address financial issues or to move on to another opportunity.
Property Requires Repairs:
If the property is in need of significant repairs or updates, it might be challenging to attract traditional buyers who are looking for move-in ready homes. Installment payments provide flexibility to the buyer in order to make the necessary repairs for a set period of time while making lower monthly payments to the seller.
Need for Consistent Income:
For sellers who own the property outright and are looking for a consistent income stream, seller financing can provide a reliable source of monthly payments. Rather than receiving a lump-sum payment from the sale, the seller becomes the lender and receives regular payments from the buyer over time. This can be especially appealing to sellers who are looking to supplement their income.
Subject-To Purchase Offer
Our Subject-To Purchase Offer is a type of real estate home buying transaction in which a buyer continues to make monthly mortgage payments directly to the seller's mortgage company on behalf of the seller. The mortgage stays in the name of the seller, and any available equity is paid in monthly installment payments over a set period of time.
This offer can be attractive to sellers who are experiencing difficulties selling a property that has an existing mortgage on the retail market with an Agent/Realtor or facing financial difficulties that result in the need to sell the property quickly. Selling situations that may be great for Subject-To Purchase Offers include:
​
Need for Quick Sale:
Traditional real estate transactions can take time due to market conditions and the time required to find a qualified buyer. Selling subject-to can provide a faster solution, which might be necessary if the seller needs to move quickly.
​
Need for Repairs or Updates:
Properties that require repairs or updates often struggle to attract buyers on the retail market. When selling subject-to, the buyer is usually willing to take on the property in its current condition, which can be beneficial for a seller who doesn't want to invest more money into the property.
​
Desire to Avoid Foreclosure:
If the seller is facing financial challenges and there's a risk of foreclosure, a subject-to sale can help the seller avoid this scenario by transferring the responsibility of making mortgage payments to the new buyer. This can protect the seller's credit and provide a solution to their financial difficulties.​
Lease-To-Own Purchase Offer
Our Lease-To-Own Purchase Offer is a type of real estate transaction where a buyer agrees to lease the property from the seller for a set period of time, with the option to purchase the property at the end of the lease term.
This offer can be attractive to sellers, as it allows them to continue receiving income from the property while also potentially securing a sale in the future. Selling situations that may be great for Lease-To-Own Purchase Offers include:
​
Slow Market:
In a slow or sluggish real estate market where properties are taking longer to sell, offering a lease purchase option can attract potential buyers who are interested in the property but may need more time to secure financing or sell their own home. This can help the seller generate interest and potentially secure a sale that might not have happened otherwise.
​
Underwater Mortgage:
If the property's market value has declined, and the seller owes more on the mortgage than the property is worth, a lease-to-own purchase offer could allow the seller to offload the property without having to cover the shortfall, which can be a common challenge in a traditional sale.
​
Desire for Short-Term Rental Income:
Sellers who are open to renting out their property for a period of time before finalizing the sale can benefit from a lease-to-own purchase offer. They can generate rental income while having a potential buyer committed to purchasing the property in the future.